Domestic and international wire transfers. Fast but expensive. Best for large amounts.
Transfer speed: Same day to next business day
Available in: US, UK, AU, CA
Coinbase, Kraken, Gemini, and many Binance corridors support wire-style deposits for larger or faster funding. Availability depends on your region and whether the exchange gives you local banking details or requires an international wire.
Wires are often same-day on business days if sent before cut-off times, otherwise next business day. Gemini documents typical wire processing windows and cut-offs, and other exchanges follow similar settlement realities.
Wires usually support higher limits than cards or consumer bank transfers, but exchanges still enforce account-level caps. Gemini publishes tier-based limits, and many platforms require higher verification for large inbound wires.
Incorrect beneficiary details, intermediary bank fees that reduce the received amount, and missing references that stop auto-crediting. International wires also fail more often due to compliance checks and name or address mismatches.
Use wire when you need speed for a larger deposit and do not want multi-day ACH clearing windows. Use ACH for regular funding and lower fees, but expect slower settlement and possible withdrawal holds early on.