BankToBTC helps you move money from your bank to a crypto exchange in your country with fewer failed deposits, fewer holds, and less support back and forth. We map the best funding rails for each bank and flag common friction points like limits, beneficiary checks, and first transfer reviews.
[last_verified: 2026-01]
Each bank receives a score out of 100 based on how reliably you can fund a crypto exchange.
Which deposit options work: bank transfer, instant transfer (Faster Payments, SEPA Instant, NPP), wire, debit card, credit card.
Defaults to 10/35 if no rails data.
How consistently transfers succeed on the first attempt. Based on documented user reports, known blocks, and exchange compatibility.
Defaults to 15/25 if untested.
Daily, monthly, and per-transaction limits for crypto-related transfers. Higher limits and fewer restrictions = higher score.
Defaults to 12/20 if no policy documented.
Fees for transfers to exchanges, including hidden costs like cash advance charges on cards.
Defaults to 5/10 if no fee info.
Quality and recency of data sources: official bank policy, user reports, community feedback, and our own testing.
Defaults to 4/10 if unverified.
Deductions for account closures related to crypto activity, frozen transfers, or excessive friction reported by users.
Official anti-crypto stance, blanket bans on exchange transfers, or blocking specific platforms like Binance.
When we lack data for a factor, we use conservative defaults rather than zero. If a bank has a working bank transfer and no severe issues, we apply a floor of 55 to prevent unfairly low scores from incomplete research.
We cover the part of crypto that blocks most people before they ever place a trade: funding.
That means we publish practical details like:
You will see this on bank pages in /banks, exchange pages in /exchanges, and payment method pages in /payment-methods.
For anything that affects whether a deposit credits, we try to rely on sources you can check yourself. Primary documentation beats opinions.
Typical sources include:
Where our data layer supports it, we attach a source link and a last verified date next to the claim.
The Crypto Compatibility Score is a practical compatibility score. It reflects how smoothly a bank tends to work as a funding rail to exchanges in that country.
It is based on factors that decide whether real deposits succeed or fail:
How often transfers clear when users follow the deposit instructions, including reference fields and beneficiary formatting.
How often first time transfers get held for new payee checks, step up authentication, or manual review.
How often deposits fail when the sender name differs from the verified exchange profile, or when personal and business accounts behave differently.
Per transfer limits, daily caps, cutoffs, payee activation windows, and security prompts that interrupt payments.
A rail can be fast but fragile, or slower but predictable. The score is country aware because the same bank can behave differently across rails and jurisdictions.
The Crypto Compatibility Score is not a guarantee.
A high score does not mean:
Use the score to pick a sensible funding path, then follow the deposit checklist on the page.
BankToBTC uses a fixed set of exchanges per country so bank pages stay consistent and comparable. We avoid listing exchanges that are famous globally but frustrating to fund locally.
We prioritise exchanges that:
If an exchange is not meaningfully usable for residents of a country, it should not appear for that country.
Payment methods are not just labels. The same name can hide different workflows depending on the country and the exchange.
Our payment method pages in /payment-methods focus on:
We link rails across /banks, /exchanges, and /countries so you can move from "my bank" to "the best funding method" without guessing.
Funding rules change more often than people expect. We update pages when we see changes in:
Where supported, we show last verified dates so you can judge freshness quickly.
If you find an error, we want to fix it fast. Send:
Primary sources and regulator pages are the fastest path to an update.
Crypto is risky. Even when a bank usually works, deposits can still be delayed by fraud checks, name mismatches, or limits.
BankToBTC is informational. It is not financial, legal, or tax advice. If you need advice for your situation, speak with a licensed professional.