Buy Bitcoin with Coast Capital Savings

[✓] last verified 2026-01-28·Reviewed by BankToBTC Team

Data from bank docs & FINTRAC registers · How we verify · Report an error

Allows Interac e-Transfer.

Crypto Compatibility Score: 74/100 (Good)

Score Breakdown:

  • Payment methods: 28/35 pts — fast deposit rails available
  • Bank transfer reliability: 17/25 pts
  • Limits: 12/20 pts
  • Cost: 10/10 pts
  • Evidence: 7/10 pts

Supported payment methods: interac-etransfer, eft-canada

Last verified:

Quick Verdict

Coast Capital doesn't sell crypto. Interac e-Transfer to a licensed exchange works, but daily limits are more conservative than at the big banks.

  • [✗]

    Can you buy Bitcoin in the app?

    No, use an external exchange

  • [✓]

    Can you fund an exchange?

    Yes, using Interac e-Transfer

  • [›]

    Best funding method

    Interac e-Transfer

  • [!]

    Potential issue

    Conservative daily e-Transfer caps

Top Exchanges for Coast Capital Savings

Step-by-step guide to buying Bitcoin with Coast Capital Savings

Most Coast Capital users fund a regulated exchange via Interac e-Transfer under FINTRAC registration. Follow our guide below.

  1. Pick a FINTRAC-registered exchange
    Use a FINTRAC-registered MSB so Interac deposits are accepted cleanly.
  2. Create your exchange account
    Register and enable two factor authentication.
  3. Complete identity verification
    Verify identity to enable deposits.
  4. Get Interac deposit details
    Select Interac e-Transfer deposit and note the recipient email and any message requirements.
  5. Send Interac e-Transfer in Coast Capital online banking
    Open Coast Capital online banking, go to Transfers then Interac e-Transfer, add the exchange email, and send; watch daily limits if you are depositing larger amounts.
  6. Wait for funds to arrive
    Autodeposit is often minutes, but new recipients can add delays.
  7. Purchase Bitcoin
    Buy BTC after the deposit is credited.
  8. Secure your Bitcoin
    Move BTC to a wallet if you want self custody.

[!] Troubleshooting

  • If Interac e-Transfer limits are tight, request a limit increase before sending larger deposits to avoid repeated partial funding.
  • If a transfer is delayed, confirm the recipient uses Autodeposit; if not, ensure the security answer matches exactly.
  • If your first transfer is held, expect conservative fraud checks typical for credit unions and start smaller.

Frequently Asked Questions

Can you buy Bitcoin with Coast Capital Savings?

Yes. Coast Capital members typically fund Bitcoin purchases using Interac e-Transfer to a FINTRAC-registered platform, or by linking their account via EFT when supported. Coast Capital does not offer spot Bitcoin trading inside its app. As a BC-based credit union, Coast Capital works well with Canadian platforms. For fewer issues, prioritize platforms on FINTRAC's MSB registry.

What are Coast Capital's Interac e-Transfer limits for exchange deposits?

Coast Capital publishes sending caps that depend on your account type and membership profile. Check your specific limit in Coast Capital Online or the mobile app before sending. For larger deposits, EFT linking is usually better than splitting into many e-Transfers when the platform supports it.

Coast Capital e-Transfer: Autodeposit or security question for exchanges?

Autodeposit is usually safer because it removes security-answer entry errors. If the platform requires a security question, keep the answer simple and consistent. Typos and punctuation mismatches are a common cause of stuck transfers.

How long do Coast Capital Interac deposits take for crypto buys?

Interac e-Transfers often land within minutes when Autodeposit is used. Delays usually happen on first-time payments or when your transfer is near the limit. If speed matters, send a test transfer first during business hours.

Can I link Coast Capital to an exchange using EFT?

Yes, if the platform supports Canadian EFT rails. EFT is slower than Interac, but it usually supports higher amounts and is less likely to trigger daily limit caps. Expect account verification steps before larger deposits are enabled.

Does Coast Capital block crypto exchange deposits?

Coast Capital does not publish a blanket block on regulated platforms, but fraud controls can still pause individual transfers that match scam patterns. Using FINTRAC-registered Canadian platforms and staying within your limits helps. If a transfer fails, pause and send a smaller test amount.

Evidence & Verification

This page references 4 sources: FINTRAC MSB Registry, EQ Bank EFT vs e-Transfer Guide, Interac e-Transfer Guide. Information was compiled from official sources and user reports.

Sources:

How we verify · Report an error

Information can change without notice. Always verify current policies directly with your bank and exchange before making transactions.