Global crypto derivatives exchange now offering spot trading across Europe.
KYC verification: 1-2 days
Available in: DE, FR, IT, ES, UK, AU
Australian traders who can fund via card when their bank allows exchange purchases
No direct AUD bank payment methods, so card declines mean you may need to use crypto deposits instead
Primary Debit Card
Card buys are typically credited within minutes. Crypto deposits depend on network confirmation times.
⚠ Card purchases fail when the bank blocks exchange merchant codes or requires in-app approval
⚠ A card payment can succeed but the order may expire if confirmation is delayed
Trading Fees
0.10% maker/taker for spot (non-VIP)
Deposit Fees
Card purchases can include extra processing fees and spreads
Why did my card deposit fail on Bybit?
Many Australian banks block exchange card transactions or require extra approval. Retry after approving in your banking app.
My card was charged but my Bybit balance didn't update
Bybit notes cases where payment succeeds but order expires. Check your Bybit order status, then contact support if needed.
Can I fund Bybit with an Australian bank transfer?
Bybit does not currently offer direct AUD bank payment methods like Osko or PayID. Card purchases or crypto deposits are the main options.
What if my card keeps getting declined?
If your bank blocks card purchases to exchanges, you may need to fund via crypto deposit from another wallet or exchange.
UK traders wanting GBP funding for spot trading via Faster Payments
Bank security checks are the main cause of delays, and note that derivatives are not available in the UK
Primary Faster Payments
Faster Payments is typically the quickest GBP rail. Card buys are usually credited within minutes.
⚠ GBP bank transfers can be delayed by first-time payee checks or missing reference details
⚠ Card purchases can be declined by the issuing bank or require extra authentication
Bybit relaunched in the UK in December 2025, offering spot and P2P trading to UK users.
Last verified: 2026-01-15 · View source
Trading Fees
0.10% maker/taker for spot (non-VIP)
Deposit Fees
Faster Payments may have zero deposit fees on promotion
How do I fund Bybit in the UK with a bank transfer?
If Faster Payments is available for GBP, it is usually the best option. Follow the Bybit deposit instructions exactly.
Why is my GBP transfer showing sent but not credited?
Bank transfers can be delayed by payee checks or missing reference fields. Re-check the beneficiary details.
Why is my bank card being declined?
Some UK banks block exchange merchant codes or require Strong Customer Authentication. Approve the request in your banking app.
Can I trade futures or derivatives on Bybit in the UK?
No. Bybit UK offers spot trading and P2P only. Derivatives and futures are not available to UK users.
German traders wanting EUR funding through SEPA with MiCA-authorised entity
Most friction comes from bank fraud holds and incorrect transfer details, so treat the first deposit as a test
Primary SEPA Instant
SEPA Instant can be fast when supported. Standard SEPA may take up to 3 business days. Card buys are usually instant.
⚠ SEPA deposits are delayed when beneficiary details or references don't match
⚠ First-time transfers to exchanges can trigger bank fraud checks
MiCA authorised (Bybit EU GmbH authorised by Austria's FMA under Regulation (EU) 2023/1114).
Last verified: 2026-01-15 · View source
Trading Fees
0.10% maker/taker for spot, 0.01-0.06% for perpetuals (non-VIP)
Deposit Fees
SEPA is usually cheaper than card buys
What is the best way to fund Bybit in Germany?
Use SEPA Instant if your bank supports it, otherwise standard SEPA. Follow the exact Bybit beneficiary and reference details.
Why is my SEPA deposit taking longer than expected?
If your bank doesn't support SEPA Instant, it may take up to 3 business days. Delays also happen with incorrect references.
Why did my bank hold the first transfer to Bybit?
Banks often apply extra checks for first-time payees linked to exchanges. Complete any in-app approvals and retry small.
Can I use a card instead of SEPA?
Yes, but card buys are more likely to be declined and can add extra costs.
Italian traders wanting EUR funding through SEPA with MiCA-authorised entity
Most deposit problems come from bank security checks and reference mistakes, so do a small test transfer first
Primary SEPA Instant
SEPA Instant can be fast when supported. Standard SEPA can take up to 3 business days. Card buys are usually instant.
⚠ SEPA deposits are delayed by incorrect references or beneficiary fields
⚠ Some banks hold first-time transfers to exchange payees for fraud checks
MiCA authorised (Bybit EU GmbH authorised by Austria's FMA under Regulation (EU) 2023/1114).
Last verified: 2026-01-15 · View source
Trading Fees
0.10% maker/taker for spot, 0.01-0.06% for perpetuals (non-VIP)
Deposit Fees
SEPA is often the lowest-cost fiat rail compared with card routes
Is SEPA Instant the fastest way to fund Bybit in Italy?
Yes when your bank supports it. If not, standard SEPA can take up to 3 business days.
Why did my SEPA deposit not credit yet?
Re-check the beneficiary details and reference. If your bank doesn't support SEPA Instant, allow up to 3 business days.
Why is my bank holding the transfer?
First-time transfers to exchanges can trigger fraud checks. Approve any prompts in your banking app and retry small.
What should I do if my card deposit fails?
Try SEPA first for reliability, or approve the card transaction in your banking app and retry.
Spanish traders wanting EUR funding through SEPA with MiCA-authorised entity
Bank holds and reference mistakes are the usual issues, so start with a small transfer and keep details consistent
Primary SEPA Instant
SEPA Instant can be fast when supported. Standard SEPA may take up to 3 business days. Card buys are usually instant.
⚠ SEPA delays are commonly caused by missing or incorrect transfer references
⚠ First-time transfers to exchange beneficiaries can be held for fraud checks
MiCA authorised (Bybit EU GmbH authorised by Austria's FMA under Regulation (EU) 2023/1114).
Last verified: 2026-01-15 · View source
Trading Fees
0.10% maker/taker for spot, 0.01-0.06% for perpetuals (non-VIP)
Deposit Fees
Card routes can add extra processing fees outside trading fees
What is the fastest way to fund Bybit in Spain?
Use SEPA Instant when your bank supports it. Otherwise standard SEPA and allow extra time.
Why is my SEPA deposit delayed?
SEPA can take up to 3 business days when SEPA Instant isn't supported. Delays also happen with missing or incorrect references.
Why did my bank hold the payment to Bybit?
Many banks apply extra checks for first-time exchange payees. Approve any prompts and try a small test transfer.
Can I use a card instead of SEPA?
Yes, but card deposits can be declined more often and add extra costs.
Bybit is not available in United States
Bybit lists the United States as an excluded jurisdiction. US residents should use a locally available exchange.
Bybit is not available in Canada
Bybit lists Canada as an excluded jurisdiction. Canadian residents should use a locally available exchange.
French traders wanting MiCA-regulated EUR deposits via SEPA or SEPA Instant
SEPA Instant availability depends on your bank supporting it to Bybit's banking partner
Primary SEPA Instant
SEPA Instant can be fast when supported. Standard SEPA may take up to 3 business days. Card buys are usually instant.
⚠ SEPA deposits are delayed when beneficiary details or references don't match
⚠ First-time transfers to exchanges can trigger bank fraud checks
MiCA authorised (Bybit EU GmbH authorised by Austria's FMA under Regulation (EU) 2023/1114). Listed on the AMF white list for authorized crypto-asset service providers.
Last verified: 2026-01-17 · View source
Trading Fees
0.10% maker/taker for spot (non-VIP)
Deposit Fees
SEPA deposits are generally free. Card purchases may include processing fees.
Is Bybit legal in France?
Yes. Bybit EU GmbH obtained MiCA authorisation from Austria's FMA and is listed on the AMF's official white list for authorized crypto-asset service providers in France.
What is the fastest EUR deposit method on Bybit in France?
SEPA Instant is typically the fastest if your bank supports it to Bybit's banking partner. Standard SEPA can take 1-3 business days.
Why is my SEPA deposit taking longer than expected?
Check that your transfer reference matches what Bybit provided exactly. First-time transfers can also be delayed by bank-side fraud checks.
Can I use a French debit card on Bybit?
Yes. Bybit supports card purchases, but some French banks may decline transactions to crypto exchanges. If your card is declined, try SEPA instead.
Bybit supports sepa, sepa-instant, faster-payments, osko, bank-transfer for deposits.
Bybit typically completes KYC verification in 1-2 days.
Bybit is available in DE, FR, IT, ES, UK, AU.