Question 1

Does Société Générale allow Bitcoin purchases?

Accepted Answer

Yes, indirectly. SG does not sell Bitcoin inside L'Appli SG, but you can fund an exchange with a SEPA transfer and buy BTC there. If you need faster funding, SG supports virement instantané that you validate with Pass Sécurité. Card payments can be hit or miss, so a virement is usually the cleanest route.

Question 2

How does Pass Sécurité affect my first transfer to a crypto exchange from SG?

Accepted Answer

Pass Sécurité is SG's in app approval flow for sensitive operations. SG explicitly notes that virement instantané is validated using Pass Sécurité, and the same style of approval shows up when you add a new beneficiary. If you are getting stuck at the final step, it is often because Pass Sécurité is not active on your phone.

Question 3

When should I use SG virement instantané instead of a normal SEPA transfer for crypto?

Accepted Answer

Use instant when the recipient bank supports SCT Inst and you want the funds credited fast, including evenings and weekends. SG highlights instant transfers run 24 7 and are irreversible once sent, so only use it when you have verified the IBAN on the exchange deposit screen. For routine deposits, standard SEPA is fine.

Question 4

Can SG and Boursorama behave differently for crypto exchange funding?

Accepted Answer

Yes, they can, because they are separate banking products with different apps, limits, and beneficiary rules. SG uses Pass Sécurité and has its own transfer ceilings, while Boursorama uses Boursobank settings and can reduce instant limits when a beneficiary was just added. If you have two accounts, test both with a small SEPA deposit to the same PSAN registered exchange.

Question 5

Why did SG mark my exchange transfer as sensitive even though the IBAN is correct?

Accepted Answer

New beneficiaries and large first time payments are classic fraud triggers, regardless of crypto. SG's own guidance stresses strong authentication for operations like instant transfers, so you should expect a Pass Sécurité approval step. To reduce extra checks over time, keep the beneficiary saved and use consistent amounts.

Question 6

What limits should I watch inside L'Appli SG when funding an exchange?

Accepted Answer

Your main constraint is the plafond for external transfers to third party beneficiaries. If you hit that ceiling, you may see instant transfer disabled or the payment refused until you lower the amount or adjust limits with SG. For large purchases, send two transfers or use a bank wire if your exchange accepts it.

Question 7

Does SG block Binance or other exchanges by default?

Accepted Answer

There is no single public list from SG that guarantees acceptance for every platform, and outcomes can vary with fraud signals. The most reliable approach is to use a PSAN registered exchange, because the beneficiary details are clearer and easier to verify. If a transfer is stopped, contact SG and confirm it is a legitimate payment you initiated.

Question 8

SG crypto deposit success tips that actually work

Accepted Answer

Add the beneficiary first, then wait until it shows as active before sending a large virement. Use Pass Sécurité approvals promptly, and avoid copy pasting the IBAN into the wrong field. If you need instant, try a small SCT Inst test transfer to a major exchange before committing a larger amount.

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